- Financial and Wealth Management
Every business claims to be different — yet most face similar financial pressures: balancing growth with risk, managing succession, and navigating family dynamics. At Cumby, Spencer & Associates (CSA), we specialize in helping family-owned businesses meet these challenges head-on through custom-designed financial, estate, trust and tax strategies.
With over 40 years of experience, CSA is a forward-thinking financial design and build firm focused on the unique needs of family enterprises and individuals. Our work goes far beyond traditional financial planning — we integrate deep industry insight with innovative tools to help clients build sustainable growth, retire with confidence, and protect what matters most.
Whether through life insurance solutions, investment strategies, or personalized legacy planning, our comprehensive approach is designed to uncover your goals and turn them into a strategic plan for long-term success. At CSA, we empower clients to move forward with clarity, confidence, and peace of mind.
Let’s start with a conversation — your goals, your challenges, and how we can help build a plan tailored to you.
Bruce J. Cumby, CLU(R), ChFC(R), MSFS, RICP(R) is a Registered Representative offering securities through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency, and a Financial Adviser offering investment advisory services through Eagle Strategies LLC, A Registered Investment Adviser.
Bruce J. Cumby, CLU(R), ChFC(R), MSFS, RICP(R) is also an agent licensed to sell insurance through New York Life Insurance Company and may be licensed to sell insurance through various other independent unaffiliated insurance companies. Cumby, Spencer & Associates is not owned and operated by NYLIFE Securities LLC, Eagle Strategies LLC and its affiliates.